New Delhi: There’s no accurate answer to how much money a family needs to live comfortably in India. Various factors, such as family size, cost of living and lifestyle, all influence this amount. Recently, an investor posted on X about the cost of sustaining a nuclear family, suggesting that Rs 25 lakh annual salary is “too little” for a family to survive. His post quickly sparked a debate on social media.
“25 LPA is too little for running a family. 25 LPA equals around ₹1.5 lakh per month. A family of three would spend ₹1 lakh on essentials, EMI, or rent. ₹25,000 would go towards eating out, movies, OTT subscriptions, and day trips. Another ₹25,000 would be for emergencies and medical needs. Nothing is left to invest,” investor Sourav Dutta wrote. His post soon stirred controversy on X.
Viral tweet
Dutta’s statement led to a flood of reactions. Netizens disagreed with him, saying that it reflected a luxurious lifestyle.
One user said, “Either live a luxurious life or invest.” Another wrote, “25 LPA with no debt and reasonable spending habits will become rich in few years.”
A third user added, “A family spending 25k a month for “medical” would never spend 25k a month on miscellaneous expenses like eating out, day trips etc. Please don’t misguide people with ridiculous calculations.”
Someone commented, “You want to spend 25k on Dining out, OTT and Movies EVERY MONTH, and then you complain nothing left to save !! Indians are really weird.” Yet another added, “Well, OTT and Eating Out can certainly be avoided. You just need to learn cooking. And spend a time with family. You won’t need OTT.”